Equifax Aggregated Reviews

It’s legit, but I would recommend going directly through Equifax (you are entitled to one free individual credit report each year). I once went through this website, and now they have sold my personal details to a BUNCH of second and third tier lenders. I get constant mail (physical mail!) and text messages offering me personal loans that I don’t need.
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credit savvy use experian as their credit agency, which has about half the data Equifax (Getcreditscore) has. I know this as I’ve compared my credit file from both agencies.
for this reason most lenders use Equifax (getcreditscore) so not a lot of point getting the credit savvy score from what I can see
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Equifax is the worst. Identity was stolen and the thieves tried many attempts at opening accounts. Tried getting the inquiries removed as fraudulent. Used their website to dispute, multiple times, and each time was told it was a valid access if my account. No such issues with the other two bureaus.
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I just wanted to say that Equifax is the shittiest organization out there. Nobody who works there has a fucking clue what’s going on, or how to fix anything. Whether it’s bankruptcy, or in my case, credit score relating to a mortgage, not a single person I talked to over the course of 3 weeks, gave me the same answer twice. They’re a middle man company who actually has no reason to exist, except to make people’s lives harder.
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Ha. Equifax. I filed a dispute where they had records of my name being Theodore when in fact it is only Ted, not Theodore or any variation of. They responded with a letter in the mail that basically said “Dear TIMMY, we’ve corrected your records….” I facepalmed so hard. I mean… You fixed the Theodore part, but where the hell did TIMMY come from?!? They and their outdated webforms are a joke.
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Equifax are still in business? I will never understand how a company that provides nothing of interest to the consumer is still in business after the fuck up they had.
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Then there’s Equifax. Couldn’t verify my identity. Had the wrong information about me. Was told I failed their screening questions and would have to call to request a mailed version of the credit report. Did so over a month ago and still haven’t received anything.
I’m worried that on top of all the other shit they had wrong about my info, they might have sent my credit report to the wrong address…
All of this after the leak that exposed nearly half of all the identities in their database.
Seriously, fuck Equifax.
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Just a friendly reminder that we should really burn Equifax to the fucking ground for their gross incompetence over a wide variety of topics.
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The fact that Equifax is still in business astounds me. The class action lawsuit should have wiped them off the face of the Earth. Fuck this company. It’s fundamentally broken.
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I would never use Experian Boost. It requires giving them your bank account password. That’s right, your bank account password. Now imagine they get breached à la Equifax after you’ve given them that.
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Will probably happen anyway. Equifax doesn’t need you to pay them to have your info… if you’ve borrowed, they have it.
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I wouldn’t pay Equifax. I also wouldn’t share my info with one of the third party organisations – if you actually go and read the t’s and c’s, eh.
The score is.. not helpful. Not really. If you are a responsible credit user, at least, whether you are 725 or 750 or whatever doesn’t make much difference, and you can request your report for free anyway, from both Equifax and TransUnion.
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You can trust the Equifax credit score from Borrowell. The Equifax credit score you receive from the Borrowell website is generated directly from Equifax and is called the Equifax Risk Score 2.0 (ERS 2.0). ERS 2.0 is an Equifax credit score model used by many lenders and institutions when making real-world lending decisions. We use the ERS 2.0 score in our own credit decisions and choose to show you ERS 2.0 for that reason.
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